Terms and Conditions

There are certain terms and condition that we maintain at Instant Bad Credit Loans. We request you to read our terms and conditions carefully before applying and also follow them while browsing our site.

We advice you to provide us your entire correct information while applying. Instant Bad Credit Loans has all the rights to cancel your application if any wrong information found.

The complete content available here solely belongs to Instant Bad Credit Loans. We hold copyright for the entire website comprising content, pictures and information. Any kind of changes and amendments from any outsider party is not allowed. Using our website for any commercial purpose is strictly prohibited. However, you can use material for personal purposes easily.

Instant Bad Credit Loans gives common information about the services available at our site. This information gives you a general idea about our services. We advise you not to take this information as expert's opinion. We will not be responsible for any decision that is taken on the basis of given information.

We at Instant Bad Credit Loans manage the services available at our site. We have every right to extend, remove or modify any service available here at anytime. You are likely to visit our site from time to time to be updated about such changes.

Instant Bad Credit Loans can make changes in its terms and conditions, without any former indication. However, all the changes will be given on our website. Make sure to visit our site from time to time to be updated.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.